# Capitally - Investment Portfolio Tracker ## Overview Capitally is a comprehensive wealth and portfolio tracking application designed for long-term investors who want to manage, analyze, and optimize their investments in one place. It provides clarity and control over diverse investment portfolios, moving beyond the limitations of spreadsheets and fragmented broker insights. ## What is Capitally? Capitally is a privacy-focused investment tracking platform that helps investors consolidate, analyze, and optimize their entire investment portfolio across multiple asset classes, brokers, and currencies. It emphasizes end-to-end encryption and comprehensive performance analytics. ## Key Features ### Portfolio Consolidation - Track stocks, ETFs, cryptocurrencies, bonds, mutual funds, real estate, art, collectibles, cash, liabilities, mortgages, and custom assets - Support for multiple brokers, portfolios, and currencies - Unified view of entire wealth in one platform - Manual entry or automated import from 50+ brokers ### Income Tracking - Comprehensive dividend tracking with DRIP support - Track rental income, bond interest, P2P lending returns, crypto staking rewards - Dividend calendar and income forecasting - Yield on Cost and Dividend Yield calculations ### Performance Analysis - Money-Weighted Return (MWR) and Time-Weighted Return (TWR) - ROI, XIRR, and detailed performance metrics - Advanced custom filters, configurable charts, customizable tables and reports - Benchmark against indexes, ETFs, custom assets, accounts or custom filters - Break down returns by capital gains, currency fluctuations, income, fees, and taxes - Historical performance tracking and trend analysis ### Data Import & Organization - Import from Interactive Brokers, Degiro, Schwab, Coinbase, and dozens more - CSV/XLS spreadsheet import with customizable presets - Nested account folders and custom tags - Categorization by asset type, region, and sector ### Tax Calculations - Built-in tax models for PL, US, UK, NL - User can build their own model or modify an existing one - Detailed tax report and taxable income report - Track due tax in real-time and exclude it from returns - Identify opportunities for tax-los harvesting ### Privacy & Security - End-to-end encryption on user's device - Capitally cannot access user financial data - Hosted in Europe on Google Cloud Platform - No third-party trackers, ads, or data-based upselling - GDPR compliant ## Problems Capitally Solves - **Fragmented Portfolio View**: Consolidates investments from multiple brokers and asset types into one unified dashboard - **Spreadsheet Limitations**: Replaces complex, error-prone spreadsheets with automated tracking and analysis - **Passive Income Management**: Provides clear visibility into all income streams and future cash flows - **Performance Understanding**: Goes beyond simple returns to show what drives portfolio performance - **Privacy Concerns**: Ensures financial data remains private with end-to-end encryption - **Tax Complexity**: Simplifies capital gains tracking and tax reporting - **Strategy Testing**: Allows risk-free scenario testing for investment decisions ## Target Audience - Long-term investors with diversified portfolios - Dividend and income-focused investors - Data-driven investors seeking detailed analytics - Privacy-conscious individuals - Anyone upgrading from spreadsheet-based tracking ## Important Links ### Main Pages - [Homepage](https://www.mycapitally.com/) - [About tracking all investments in one place](https://www.mycapitally.com/features/all-investments-in-one-place) - [Performance Analysis](https://www.mycapitally.com/features/analyze-performance) - [Dividend Tracking](https://www.mycapitally.com/features/track-dividends) - [Changelog/Updates](https://www.mycapitally.com/changelog/) ### Pricing - [Pricing Page](https://www.mycapitally.com/pricing) - Free trial available - Subscription-based model with different tiers ### Support & Resources - [Help Center](https://www.mycapitally.com/help/) - [FAQ](https://www.mycapitally.com/faq/) - [Articles](https://www.mycapitally.com/blog/) - [Roadmap](https://community.mycapitally.com/roadmap) ### Getting Started - [Sign Up](https://app.mycapitally.com/) - [Demo](https://app.mycapitally.com/project/demo-1) ## Unique Value Propositions - **Complete Privacy**: Your financial data is encrypted on your device - even Capitally can't see it - **All Assets in One Place**: From stocks to real estate to crypto - track everything - **Deep Analytics**: Professional-grade performance metrics accessible to everyone - **Income Focus**: Comprehensive passive income tracking and forecasting - **Flexibility**: Customizable views, reports, and organization systems - **Offline Access**: Works without internet connection on mobile devices ## Technical Details - Web-based application with mobile apps - End-to-end encryption using device-level encryption - Hosted on Google Cloud Platform in Europe - Regular updates and new features (see changelog) ## Comparison with Alternatives Unlike spreadsheets: Automated data import, real-time updates, deep historical analysis, and error-free calculations Unlike other portfolio trackers: Stronger privacy and security focus, greater flexibility in what and how you track, and more comprehensive asset support ## Common Use Cases - Tracking multi-broker investment portfolios - Planning for financial independence through dividend income - Tax-loss harvesting and capital gains management - Rebalancing portfolios across asset classes - Monitoring investment performance against benchmarks - Estate planning and wealth overview - Testing investment strategies without risk ## Contact & Community - Support: support@mycapitally.com - [Community Forum](https://community.mycapitally.com/) - Social Media - [https://www.youtube.com/@mycapitally](https://www.youtube.com/@mycapitally) - [https://x.com/staminapl](https://x.com/staminapl) ## Keywords investment tracking, portfolio management, dividend tracker, wealth management, financial privacy, passive income, performance analytics, multi-currency portfolio, tax reporting, investment consolidation